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You Know, When Guys Like Jim Cramer, Dave Ramsey or Susie Orman, or Any of These Pundits on TV Are Giving Investment Advice, Who Are They Giving It To? Are They Giving to the 45-Year-Old, the 65-Year-Old, the 75-Year-Old?
We Want to Do a Deep Dive on the Mistakes and the Missteps. You See It Over and Over and Little Bitty Holes in Your Ship Can Sink That Ship When You’re Ready for Retirement.
So, there’s a plan right there. The foundation is income. How do you help us figure out what income we need and what that gap is, and then how do you help us fill it?
If we carve off and take about $300,000 of the 1 million and we put it into this guaranteed income annuity, I can get you the $30,000 a year that you need, guaranteed for the rest of your life and guaranteed for the rest of your wife’s life.
So, we’re going to do taxes again this week. We talked about it last week. What do you think? And I know you’ve said this many times, that taxes are actually the number one threat to your retirement, yeah, even more than not having enough income.
You think, oh, planning for retirement, I think I have enough money saved, but so often people don’t think about tax liability going forward like a little tiny pin leak in your tire that you’re just driving along.
