Free Consumer Guide
The Advisor You Choose Will Shape Every Year of Your Retirement
Most people spend more time researching a vacation than interviewing the person guiding their life savings. This free guide shows you the 10 costly mistakes to avoid — and the exact questions to ask before trusting anyone with your retirement.
10 Costly Mistakes Exposed
Interview Scorecard Included
Educational & No-Obligation
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Before You Hire an Advisor
A Real Retirement Plan Coordinates Five Moving Parts
A polished presentation or a recognizable name doesn't tell you whether an advisor can coordinate the decisions that now have to work together.
Income Planning
How savings become a dependable retirement paycheck.
Investment Planning
Aligning the portfolio with growth, liquidity, and risk.
Tax Planning
Withdrawals, Roth conversions, RMDs, and Social Security.
Healthcare Planning
Medicare choices and healthcare costs, fully accounted for.
Legacy Planning
Beneficiaries, estate goals, and wealth transfer, coordinated.
A Preview of What's Inside
3 of the 10 Mistakes That Cost Retirees the Most
Each mistake in the guide comes with the exact follow-up questions to ask so you can tell the difference for yourself.
01
Choosing an Advisor Based on Personality Alone
Trust and communication matter, but being likable is not a financial plan.
03
Hiring an Investment Manager When You Need a Retirement Planner
Accumulating wealth and distributing it in retirement are different problems entirely.
05
Treating Medicare and Healthcare as Separate From the Plan
Healthcare can become one of retirement's single largest expenses.
About The Firm
Secure Money Advisors
Secure Money Advisors focuses on helping individuals and couples approaching or living in retirement evaluate the major pieces of their financial lives together — retirement income, investments, tax strategy, healthcare planning, and legacy considerations.
This guide reflects the same process we use with our own clients: coordinate the decisions, don't just manage a portfolio.
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Investment advisory services are offered through Foundations Investment Advisors, LLC (“Foundations”), an SEC registered investment adviser. Nothing on this website constitutes investment, legal or tax advice. Any historical performance data is solely illustrative and provided as general information and is not a prediction or any future results or any past results for any specific client of Foundations. This website and its contents do not make any recommendation that any particular security, portfolio of securities, transaction, investment or planning strategy is suitable for any specific person.
Personalized investment advice can only be rendered after the engagement of Foundations, execution of required documentation (including a client agreement), and receipt of required disclosures. Investments in securities involve the risk of loss, including a total loss of money invested. Any past performance is no guarantee of future results. Advisory services are only offered to clients or prospective clients where Foundations and its advisors are properly licensed or exempt from licensure; Foundations reserves the right to accept or reject any prospective client. For more information about us, please go to https://adviserinfo.sec.gov and search by our firm name or by our CRD #175083.
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